Live transfers, bought when you need them.
Take live inbound transfers the moment they come in. Pick your verticals and states, set a daily cap, and pay only for what you take — pay-per-call. No contracts. Fresh, exclusive, shared, or aged leads: book a consultation. Health requires a consultation before any lead or call delivery.
Questions first? Call (844) 204-0004
Pricing is subject to change. Current rates are confirmed at sign-up or consultation.
Lead pricing depends on volume, exclusivity, and filters, and is confirmed in your consultation.
Replacement policy for leads and live transfers
How buying works
For live transfers, every campaign shows its price per call and when a call becomes billable before you add it. Your prepaid balance is charged only for billable calls. Lead prices are listed here. Book a consultation to confirm the order.
Payments are processed securely through Stripe. Major credit cards and ACH (bank transfer) are accepted.
Shared leads
For high-volume teams that work fast.
- Sold to no more than 3 buyers
- Delivered in real time
- Consent certificate on every lead
- Replacements up to about 20% of the order (see Replacement Policy)
Exclusive leads
For closers who want the prospect to themselves.
- Sold once, to you only
- Phone verified before delivery
- 2-business-day review window. About 20% of the order (see Replacement Policy)
Aged leads
For teams with a dialer and time to work a list.
- Filter by age, 30 to 365+ days
- Batch size set in your consultation
- CSV download or sent to your CRM
- An aged lead may be replaced only if, within 72 hours of delivery, you show that the phone number is disconnected or wrong, or that the lead is a duplicate. Capped at 20% of the order. The only remedy is a free ($0) replacement lead on the same order, tracked by a Replacement ID. The original charge stays. It is never a credit or a refund.
Live transfers
For teams with reps on the phones now.
- Live transfer to the phone number you choose
- Billable after 90 seconds on Final Expense, so short calls are never charged
- Recordings in your dashboard
Pricing is subject to change. Current rates are confirmed at sign-up or consultation.
Verticals we supply
Final expense live transfers are open now at $50 per call. Book a consultation to filter by state and more. Leads are available after a consultation.
Home services
| Vertical | Leads | Live transfers | From | Price per call |
|---|---|---|---|---|
| Solar | Available via consultation | Yes | $35 | Starting at $100, pay-per-call |
| Home battery | Available via consultation | Yes | $45 | Starting at $45, pay-per-call |
| Roofing | Available via consultation | Not yet | $30 | Consult |
| HVAC | Available via consultation | Yes | $28 | Starting at $45, pay-per-call |
| Home security | Available via consultation | Yes | $25 | Starting at $45, pay-per-call |
| Permanent lighting | Available via consultation | Not yet | $30 | Consult |
Pricing is subject to change. Current rates are confirmed at sign-up or consultation.
Life insurance
| Vertical | Leads | Live transfers | From | Price per call |
|---|---|---|---|---|
| Life insurance | Available via consultation | Yes | $22 | Starting at $45, pay-per-call |
| Final expense | Available via consultation | Live | $18 | Final Expense Transfer, 90 Sec Buffer · $50 per call · billable after 90 seconds |
| Mortgage protection | Available via consultation | Yes | $25 | Starting at $70, pay-per-call |
| Indexed universal life (IUL) | Available via consultation | Yes | $40 | Starting at $45, pay-per-call |
| Annuities | Available via consultation | Yes | $45 | Starting at $45, pay-per-call |
Pricing is subject to change. Current rates are confirmed at sign-up or consultation.
Health
Health leads & live transfers — consultation required
Health leads and live transfers require a consultation before purchase. This helps us meet federal marketing requirements for this vertical. Schedule a call to unlock Health inventory. A replacement does not unlock Health without that consultation.
For Health, consultation is required before any lead or call delivery — same gate whether you want leads or live transfers.
Before Medicare and health campaigns are turned on, Torque confirms CMS (Centers for Medicare & Medicaid Services) compliance and appropriate licensing. Torque does not store license information.
Other verticals: available per your account. Health: consultation first.
| Vertical | Leads | Live transfers | From | Price per call |
|---|---|---|---|---|
| Health insurance | Available via consultation | Yes | $20 | Consult |
| Medicare | Available via consultation | Yes | $22 | Consult |
Pricing is subject to change. Current rates are confirmed at sign-up or consultation.
From sign-up to your first live transfer
Create your account
Add your business details.
Fund your wallet
Payments are processed securely through Stripe. Major credit cards and ACH are accepted. Turn on auto-reload so delivery never stops.
Set your campaigns
Add Final Expense from Available campaigns, choose states and filters, set your schedule and daily cap, then switch Taking calls on. Leads: book a consultation.
Receive and close
Live transfers ring your reps. After consultation, leads can arrive by email, text, or CRM. Eligible units follow the Replacement Policy (2 business days; aged leads, 72 hours of delivery). An approved replacement is a free ($0) replacement call or lead on the same campaign (for leads, the same order), tracked by a Replacement ID. The original charge stays.
Leads you can call with confidence
Every lead is checked before it reaches you, and every one comes with the documentation your compliance team will ask for.
Consent on record
Each lead includes a third-party consent certificate and the exact disclosure language the consumer agreed to.
Verified contact
Phone numbers are validated and checked against the Do Not Call registry and known litigator lists before delivery.
Duplicate screening
Incoming leads are checked against recent submissions to cut down on duplicates before they're listed.
Fair returns
Request a review within 2 business days under the Replacement Policy. Aged leads are reported within 72 hours of delivery. Caps: live transfers about 20% of the order, exclusive leads about 20% of the order, shared leads up to about 20% of the order, and aged leads 20% of the order. Live transfers: dead air, wrong number, dropped before handoff, or outside your filters. Shared leads and exclusive leads: disconnected, duplicate, or outside your filters. An aged lead may be replaced only if, within 72 hours of delivery, you show that the phone number is disconnected or wrong, or that the lead is a duplicate. If we approve a request, you get a free ($0) replacement call or lead on the same campaign (for leads, the same order), tracked by a Replacement ID. The original charge stays. It is never a credit or a refund. A duplicate is the same number within 30 days, except when the consumer submitted a new form with a new consent certificate. Billable duration is set per campaign. Repeat callers within 30 days are not billed.
Delivered where your team already works
Live transfers ring the phone number you choose, with recordings and outcomes in your dashboard. Send call details to HighLevel or Zapier, or use webhooks under Advanced.
Leads, after consultation
After your consultation, we agree on delivery for your order.
Live transfers
Partner with Torque
If you supply calls or leads, we want to work with you. Book a consultation and we will talk through how your inventory can reach buyer agencies.
In the booking notes, tell us about your supply: verticals, volume, and traffic sources.
Common questions
Can I pause or change my filters?
Yes. You fund a wallet and buy only what you want. Pause or change your filters at any time.
How does pay-per-call billing work?
Live transfers are pay-per-call. Billable duration is set per campaign and shown before you turn it on — billable on connect, or billable after a set number of seconds. Final Expense Transfer, 90 Sec Buffer is $50 per call and billable after 90 seconds, so calls shorter than 90 seconds are never charged. Repeat callers within 30 days are not billed. Every call is recorded.
What are aged leads?
Leads that are 30 days old or more, available in batches after a consultation. Pricing and delivery (CSV or CRM) are set on that call — not as a self-serve board buy. An aged lead may be replaced only if, within 72 hours of delivery, you show that the phone number is disconnected or wrong, or that the lead is a duplicate. Replacements for aged leads are capped at 20% of the order. The only remedy is a free ($0) replacement lead on the same order, tracked by a Replacement ID. The original charge stays. It is never a credit or a refund.
How do I pay?
Payments are processed securely through Stripe. Major credit cards and ACH are accepted. Auto-reload is optional for live transfers. For leads, payment terms are confirmed in your consultation.
What can I return?
Request a review within 2 business days under the Replacement Policy. Aged leads are reported within 72 hours of delivery. Caps: live transfers about 20% of the order, exclusive leads about 20% of the order, shared leads up to about 20% of the order, and aged leads 20% of the order. Live transfers: dead air, wrong number, dropped before handoff, or outside your filters. Shared leads and exclusive leads: disconnected, duplicate, or outside your filters. An aged lead may be replaced only if, within 72 hours of delivery, you show that the phone number is disconnected or wrong, or that the lead is a duplicate. If we approve a request, you get a free ($0) replacement call or lead on the same campaign (for leads, the same order), tracked by a Replacement ID. The original charge stays. It is never a credit or a refund. A duplicate is the same number within 30 days, except when the consumer submitted a new form with a new consent certificate. Billable duration is set per campaign. Repeat callers within 30 days are not billed.
What does Torque confirm before Medicare and health campaigns?
Before Medicare and health campaigns are turned on, Torque confirms CMS compliance and appropriate licensing. Torque does not store license information.
Can I buy Health or Medicare leads from the board?
Health leads and live transfers require a consultation before any lead or call delivery. This helps us meet federal marketing requirements for this vertical. Schedule a call to unlock Health inventory. Health inventory is locked until your consultation is complete. Schedule a call to unlock. Marketplace access does not unlock Health. A replacement does not unlock Health without that consultation.
Can Torque run the calls for me?
Yes. Our virtual agents and growth services can work your leads for you. See virtual agents.